Accidents

Bounced out of Town: City Parks Bounce House Ban in Contra Costa County

Posted by on Jan 16, 2014 in Accidents, Got Insurance?, News & Information

HERCULES, CA. — City officials in the small Northern California town unanimously adopted a business killing resolution to ban inflatable play structures “bounce houses” at City parks and/or facilities due to “liability concerns”. What will they ban next in Contra Costa county, jogging, bike riding, and… aerobics? During the meeting the City’s council also directed the city staff to draft an ordinance to attach monetary fines and penalties against violators. Parks and Recreation Director Pedro Jimenez said the city’s concern over bounce house liability has been plaguing Hercules for years following a single indecent which caused the city some undisclosed level of liability. The issue was first discussed in 2004, he said, and the city agreed to require permits for inflatable jumpers in the park — and restricted the number to two per park at a time. Then in 2008, Hercules stopped issuing the permits altogether because the city’s insurance agency does not provide liability coverage for the inflatable jumpers. Even if inflatable company owners offer insurance, the coverage may not be enough, and if someone gets hurt at a city park and then sues the city, the city would be financially liable, he said. However, my opinion as an insurance agent who does provide liability coverage for inflatable jumpers...

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Two Ohio Children Injured in Hayride Accident 0

Two Ohio Children Injured in Hayride Accident

Posted by on Oct 28, 2013 in Accidents

A birthday party Hayride in Ohio became an accident liability for the event when a pickup truck struck a wagon pulled by a tractor as a hayride. With 20 children and six adults on board, this single accident may invoke multiple types of coverage such as Accident Participant, Workers Compensation, Commercial Auto and General Liability. Read more about the Ohio hayride accident...

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